Benefits of trade credit insurance

Food sector

Enjoy peace of mind when negotiating with your clients. Increase your sales volume and scale your business while ensuring your receivables are well managed.

Expected positive impact

Efficient and informed credit decisions;
Safety net against the risk of non-payment;
Head start on competition;
Increased cash flow related to business operations;
Continuous monitoring of your customers’ financial health;
Improved financial results;
Industry-specific coverage and guidance.

Case study

A food wholesaler exports fresh and frozen fruit and vegetables. With exports to Europe and Asia accounting for 80% of an annual turnover of $45 million, the company was extending credit to large retailers, distributors and food processors.

It was conducting legally and financially risky international operations, particularly in the event of non-compliance. The company also faced risks related to demand and exchange rate fluctuations, weather conditions and complex cash flow management.

By choosing the right insurer and coverage adapted to its needs, it has been able to:

Reduce bad debts by 85%.
Get extensive coverage on receivables in high-risk markets in Europe and Asia;
Protect its receivables against currency fluctuations, preventing its value from declining;
Offer more competitive and flexible payment terms;
Strengthen the company’s financial stability;
Improve its financial risk management capacity;
Access greater liquidity.

*Figures are provided for reference only. Results may vary.