Benefits of trade credit insurance

Distribution sector

Enjoy peace of mind when negotiating with your clients. Increase your sales volume and scale your business while ensuring your receivables are well managed.

Stay protected from payment delays and client bankruptcies - construction sector

Expected positive impact

  • Efficient and informed credit decisions;
  • Safety net against the risk of non-payment;
  • Head start on competition;
  • Increased cash flow related to business operations;
  • Continuous monitoring of your customers’ financial health;
  • Improved financial results;
  • Industry-specific coverage and guidance.

Case study

Founded in 2005 in the City of Quebec, a toy distribution company specializes in the sale of educational and innovative toys for children. Over the past years, the company has experienced steady growth in Canada and is now looking to expand in the United States to increase sales and diversify its market.

Toys safety standards, supply chain management challenges, exchange rate fluctuations, stock shortages, and additional costs are factors that must be considered. To counter the heightened competition in the U.S. market, the company wants to differentiate itself by offering more flexible payment terms to potential customers.

By choosing the right insurer and coverage adapted to its needs, it has been able to:

  • Offer flexible payment terms and maintain cash flow stability;
  • Qualify potential customers and protect itself against the risk of non-payment;
  • Increase liquidity and consult with compliance experts;
  • Leverage supply chain management technologies to minimize delays;
  • Ensure the reliability of logistics partners;
  • Deploy financial tools to protect transactions from exchange rate fluctuations;
  • Develop targeted marketing strategies to stand out from the competition.

*Figures are provided for reference only. Results may vary.

ssurance crédit pour l'alimentaire, la construction, l'énergie et autres secteurs

Trade credit insurance: key to your company’s growth

Trade credit insurance: key to your company’s growth

WHAT'S THE COST OF PEACE OF MIND?

Trade credit insurance protects your business against late payment and bankruptcy.

This estimate is an example per transaction and does not represent the annual premium. This varies depending on your turnover.

WHAT'S THE COST OF PEACE OF MIND?

Trade credit insurance protects your business against late payment and bankruptcy.

This estimate is an example per transaction and does not represent the annual premium. This varies depending on your turnover.