Our story
We built InvoiceCover because we've been there
Waiting 60, 90, even 120 days to get paid on invoices you've already earned isn't just frustrating — it's a real threat to your business. We started InvoiceCover to fix that.
InvoiceCover was founded in Montreal in 2019 by a team of entrepreneurs and finance professionals who had personally experienced the cash flow crunch that comes with slow-paying clients. We'd seen great businesses stall — not because they lacked customers or revenue, but because they were stuck waiting on invoices.
Traditional banks were too slow, too rigid, and too focused on credit history. Factoring companies were opaque and expensive. We believed there had to be a better way: fast, transparent, and built for the realities of running a small business in Canada.
Today, InvoiceCover has helped over 1,200 Canadian businesses across construction, staffing, consulting, logistics, and more — advancing over $42 million in invoice value and counting.
Our mission
"To give every Canadian small business the financial breathing room they need to grow — by making invoice financing fast, fair, and completely transparent."
$42M+
Invoice value funded
1,200+
Canadian businesses served
18 hrs
Average approval time
2019
Founded in Montreal
What we stand for
Transparency first
No hidden fees, no confusing terms. You'll always know exactly what you're paying before you commit.
Speed matters
Cash flow problems don't wait. Neither do we. Most applications are reviewed and funded within 24 hours.
Built for small business
We're not a bank. We understand the realities of running an SMB and we've designed every part of our process around that.
Canadian through and through
We're a Canadian company serving Canadian businesses. Our team is here, our support is local, and we understand your market.
Ready to get your invoices paid faster?
Apply in minutes and get a decision within 18 hours.
Apply Now