Invoice Financing for Canadian SMBs

Stop waiting 60 days to get paid

InvoiceCover advances up to 90% of your invoice value — so you have cash today, not next quarter.

Funded in 24 hoursNo hidden fees100% online

$0M+

Total funded

0+

Businesses served

0hr

Average approval time

0%

Invoice value advanced

Three steps to get paid today

No lengthy applications. No waiting weeks for a decision. Just fast, straightforward funding.

01

Submit your invoice

Upload your outstanding invoice and basic business details. Takes less than 5 minutes.

02

Get approved

Our team reviews your application and gives you a decision — usually within a few hours.

03

Receive your funds

Once approved, funds are transferred directly to your account. No waiting, no chasing.

Built for businesses that can't afford to wait

Up to 90%

of invoice value upfront

Get the majority of what you're owed today — not when your client decides to pay.

18 hours

average approval time

Decisions in hours, not weeks. We know your cash flow can't wait for a committee.

0 hidden fees

transparent pricing always

One clear rate. No setup fees, no early repayment penalties, no surprises.

$42M+

funded to Canadian SMBs

We've helped over 1,200 businesses bridge the gap between invoice and payment.

What business owners are saying

Sample testimonials — replace with real customer quotes

★★★★★

"We had a $40,000 invoice sitting unpaid for 45 days. InvoiceCover had funds in our account within 24 hours. It saved our month."

Sarah M.

Staffing Agency, Toronto

★★★★★

"I was skeptical about invoice financing but the process was completely transparent. No jargon, no surprises — just fast cash when I needed it."

James T.

Construction Contractor, Calgary

★★★★★

"As a small agency, waiting 60 days on client invoices was killing our growth. InvoiceCover changed that completely."

Priya K.

Marketing Agency, Vancouver

Ready to get paid today?

Join 1,200+ Canadian businesses that stopped waiting and started growing.

Start your application

Start Your Application

No commitment required · Takes 5 minutes